Estate & Succession Planning

Building a Legacy That Endures

Estate planning is one of the most important — and most frequently deferred — aspects of comprehensive wealth management. For high-net-worth individuals and families, the stakes are particularly high: without a well-considered estate plan, significant wealth can be eroded by unnecessary costs, family disputes, or unintended tax consequences. Virex Wealth Management works alongside your legal advisors to ensure your estate plan is robust, current, and aligned with your wishes.

Estate Plan Coordination

We work in close coordination with your estate planning solicitors to ensure that your investment portfolio, superannuation, trust structures, and other assets are aligned with your overall estate plan. This includes reviewing beneficiary nominations, assessing the interaction between your will and superannuation death benefits, and identifying any gaps or inconsistencies in your current arrangements.

Succession Strategy for Business Owners

For business owners, succession planning adds a further layer of complexity. We assist in developing succession strategies that address the transition of business ownership — whether to family members, management, or third-party buyers — in a manner that preserves business value, minimises tax, and provides for all stakeholders appropriately. This service is provided in coordination with your legal and accounting advisors.

Testamentary Trust Planning

Testamentary trusts — trusts established through a will — can provide significant tax and asset protection benefits for beneficiaries. We work with your estate planning solicitors to assess whether testamentary trust structures are appropriate for your circumstances and to ensure that your investment assets are structured to flow effectively into these arrangements.

Multi-Jurisdictional Estate Planning

For clients with assets in multiple countries, estate planning requires careful coordination across different legal systems. We coordinate with legal advisors in each relevant jurisdiction to ensure that your estate plan addresses all international assets and that there are no conflicts between the laws of different countries that could create unintended outcomes.

Beneficiary Planning & Education

Preparing beneficiaries — particularly the next generation — to receive and manage inherited wealth is an often-overlooked aspect of estate planning. We offer financial education and planning services for beneficiaries, helping them develop the knowledge and skills to be responsible stewards of inherited wealth.